Credit Scores: Why They Matter

Your credit score is more than just a number—it affects your ability to borrow money, rent an apartment, or even get a job. Scores range from 300 to 850, and higher is better. Factors include payment history, credit utilization, and the age of your accounts. To boost your score, pay bills on time, keep balances low, and avoid unnecessary credit inquiries. Regularly check your credit report for errors. A strong credit score opens doors to better financial opportunities.